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Консультация № 200923
23.05.2021, 04:42
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Здравствуйте!
Банки переводят деньги посредством счетов Ностро и Лоро. Зачем нужны платёжные системы?
Спасибо
Банки переводят деньги посредством счетов Ностро и Лоро. Зачем нужны платёжные системы?
Спасибо
Обсуждение
23.05.2021, 07:13
общий
Адресаты:
Причина1 : Узкая специализация деятельности. Банки обычно заморочены надёжностью хранения денег, уменьшением высоких налогов, выгодным кредитованием, выколачиванием долгов с дебеторов ч-з волокитные суды… Поэтому не всегда у них есть готовые Договора с многочисленными получателями денег (Ваших и других плательщиков) для упрощённой процедуры непосредственного перевода средств плательщика получателю. А платёжные системы только и занимаются задачами перевода денег, они на этом "собаку съели".
Причина2 : "Отмывание" денег и взыскание с плательщиков дополнительной платы за услуги посредников - платёжных систем. Доходы вымогатели делят м-ду собой. Такая ситуация характерна для высоко-коррумпированных стран, где народ недостаточно активно борется за свои права.
Причина2 : "Отмывание" денег и взыскание с плательщиков дополнительной платы за услуги посредников - платёжных систем. Доходы вымогатели делят м-ду собой. Такая ситуация характерна для высоко-коррумпированных стран, где народ недостаточно активно борется за свои права.
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