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Консультация № 161573
27.02.2009, 19:55
0.00 руб.
0
4
1
Здравствуйте уважаемые эксперты,меня зовут дмитрий.Я взял год назад потребительский кредит на сумму в 500 тыс. руб. Платил исправно как положено но сейчас в связи с понижением з/п могу платить только часть ежемесячного платежа.С банка звонят каждый день и говорят что скоро будет расторгнут договор и предётся выплачивать всю сумму целиком,в кредите поручителем выступало юр.лицо которого давно нет,в реструктуризации долга банк отказал,имущества у меня нет.Что мне делать?
Обсуждение
Неизвестный
01.03.2009, 15:46
общий
это ответ
Здравствуйте, Dimon1985!
Да собственно ничего. Уголовное наказание Вам не светит. В тюрьму за не выплаченный кредит Вас никто не потянет. Если, как Вы утверждаете, у Вас ничего нет, то это проблемы банка, с кого и как он будет взыскивать данные средства.
Да собственно ничего. Уголовное наказание Вам не светит. В тюрьму за не выплаченный кредит Вас никто не потянет. Если, как Вы утверждаете, у Вас ничего нет, то это проблемы банка, с кого и как он будет взыскивать данные средства.
Неизвестный
01.03.2009, 19:58
общий
Просто я прописан в квартире родителей,возможен ли вариант того что банк заберёт их имущество если они не подтвердят что оно пренадлежит им чеками?
Неизвестный
01.03.2009, 20:42
общий
Где Вы зарегистрированы не имеет значения. Для банка (судебных приставов) будет иметь значение наличие у Вас имущества. Ни кто забирать имущество у Ваших родителей не будет. Здесь встанет вопрос где именно Ваше.
Неизвестный
05.03.2009, 18:01
общий
Мой Вам совет, оплачивайте в пределах возможного, а банк может все вопросы с Вами решать только через суд. Ситуация не смертельная, но в настоящее время по житейски понятная. Со своей стороны государство высказывает намерение оказать посильную для него помощь таким лицам. Можно надеятся, но полностью доверяться - нельзя. Лучше рассчитывать на свои силы. При вынесении решения судом (а также на стадии подачи заявления) возможен арест и опись имущества, при совершении этих действий могут описать не только Ваше имущество, но и всё, что находится в квартире. Если так произойдёт, то возможны варианты: обжалование действий пристава или подача иска в суд об исключении имущества из описи.
Все это малоприятн, но не отчаивайтесь! Все будет тогда нормально, желаю Вам удачи!!!
Все это малоприятн, но не отчаивайтесь! Все будет тогда нормально, желаю Вам удачи!!!
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