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Консультация № 188024
19.08.2015, 10:21
236.96 руб.
0
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Заёмщик (ФЛ) взял ипотечный кредит, под залог недвижимости (частный дом), в 2012 году в Сбербанке на 10 лет и мы солидарно подписавшиеся два поручителя (ФЛ). Заёмщик платил три года, а сейчас не платит.
Более того заёмщик занял крупные суммы денег у друзей и знакомых, хватило бы погасить три таких ипотеки, и скрылся вместе со свой семьёй.
Подскажите пожалуйста:
1. Применим ли в этом случае пункт 5 статьи 61 ФЗ Об ипотеке.
2. Существуют ли законные варианты выкупа ипотеки третьими лицами. Могу ли я оформить доверенность на третьего лица, на исполнение договора поручительства. Для погашения ипотеки, и подачи регресного иска к заёмщику.
3. Какие могут возникнуть проблемы, при продаже дома.
У заёмщика есть трое несовершеннолетних детей. Дети в этом доме прописаны не были.
Более того заёмщик занял крупные суммы денег у друзей и знакомых, хватило бы погасить три таких ипотеки, и скрылся вместе со свой семьёй.
Подскажите пожалуйста:
1. Применим ли в этом случае пункт 5 статьи 61 ФЗ Об ипотеке.
2. Существуют ли законные варианты выкупа ипотеки третьими лицами. Могу ли я оформить доверенность на третьего лица, на исполнение договора поручительства. Для погашения ипотеки, и подачи регресного иска к заёмщику.
3. Какие могут возникнуть проблемы, при продаже дома.
У заёмщика есть трое несовершеннолетних детей. Дети в этом доме прописаны не были.
Обсуждение
В консультации пока нет ответов.
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